David Fingold employs a deliberately different, disciplined and opportunistic approach to investing and targets companies with high free cash flow generation, dividend growth and strong balance sheets.

Jason Gibbs, Bill McLeod and Oscar Belaiche follow a capital protection philosophy in targeting primarily high quality “best-in- class” Canadian businesses with sustainable dividend income and the potential for dividend growth.

Ryan Nicholl and Tom Dicker take a quality-value approach to stock selection that places emphasis on bottom-up fundamental research and valuation. They seek to invest in dividend-paying U.S. companies that are dominant within their industries thanks to enduring competitive advantages, strong balance sheets and best-in-class management teams.

Marc-André Gaudreau offers exposure to a broad range of credit asset classes using a rigorous security selection process and a full range of risk management tools to protect capital.

Derek Amery focuses on high quality Canadian issuers. He tactically manages duration, sector allocation and foreign currency exposure utilizing a broad range of risk management tools.

Romas Budd uses a combination of investment strategies to generate risk adjusted total returns through both interest income and capital gains.

The Oversight Committee is responsible for monitoring at both the manager level and the overall Pool level.

YTD 2022 2021 2020 2019 2018 2017 2016 2015
-8.6 12.0 6.7 15.8 -0.8 7.9 7.8 6.0
1 mo 3 mo 6 mo 1 yr 3 yrs 5 yrs 10 yrs Incep
-3.8 -5.7 -5.5 0.7 4.4 5.1 - 6.1
As at 04/30/22
As at 04/30/22
As at 04/30/22 As at 12/31/21
As at 04/30/22  
Microsoft Corporation 2.5
Apple Inc. 2.0
UnitedHealth Group Incorporated 1.5
Belimo Holding AG 1.3
Elbit Systems Ltd. 1.3
ConocoPhillips 1.2
Interroll Holding AG 1.2
Azrieli Group Ltd. 1.1
Toronto-Dominion Bank (The) 1.1
Royal Bank of Canada 1.0
Total allocation in top holdings 14.2
As at 04/30/22
Scotia Mortgage Income Fund, Series "I" 1.2
Government of Canada, 1.50% Dec. 01 31 1.1
Canada Housing Trust, 1.60% Dec. 15 31 0.7
Government of Canada, 2.00% Dec. 01 51 0.6
Province of British Columbia, 2.20% Jun. 18 30 0.6
Canada Housing Trust, 1.75% Jun. 15 30 0.5
Government of Canada, 0.50%, Nov. 01 23 0.5
Government of Canada, 2.00% Dec. 01 51 0.5
Province of Ontario, 2.55% Dec. 02 52 0.5
Province of Ontario, 1.90% Dec. 02 51 0.4
Total allocation in top holdings 6.6
Mar Feb Jan 2021
Nov Oct Sep Aug Jul Jun May
0.0330 0.0330 0.0330 0.0330 0.2836 0.0330 0.0330 0.0330 0.0330 0.0330 0.0330 0.0330
Management fee rates are applied back to dollar one
Fund Value %
$0K - $250K 0.650
$250K - $1MM 0.575
$1MM - $5MM 0.525
$5MM + 0.475

1. This monthly distribution is fixed but not guaranteed and may be adjusted from time to time at the discretion of the fund manager.

2 MER For the period ended June 30, 2021.

3. Risk rating measures the degree of uncertainty that an investor can handle regarding fluctuations in the value of their portfolio. The amount of risk associated with any particular investment depends largely on your own personal circumstances including your time horizon, liquidity needs, portfolio size, income, investment knowledge and attitude toward price fluctuations. Investors should consult their financial advisor before making a decision as to whether this pool is a suitable investment for them.

4. The yield is determined by annualizing the fixed distribution rate and does not include any distributions in excess of the fixed distribution rate that may be paid at the fund’s year-end.


The benchmark used for analytics for this fund is 40% FTSE Canada Universe Bond/20% S&P/TSX Composite/20% S&P500/20% Solactive GBS Developed Markets Large & Mid Cap Index C$.

Commissions, trailing commissions, management fees and expenses all may be associated with investments in pools. Please read the prospectus before investing.

The indicated rates of return are the historical annual compounded total returns including changes in units [share] value and reinvestment of all distributions [dividends] and do not take into account sales, redemption, distribution or optional charges or income taxes payable by any security holder that would have reduced returns. The rates of return are used only to illustrate the effects of the compound growth rate and are not intended to reflect future values of the pool or returns on investment in the pool. Investments in pools are not guaranteed, their values change frequently and past performance may not be repeated.

Compound growth calculations are used only for the purpose of illustrating the effects of compound growth and are not intended to reflect future value of any mutual fund or returns on investment in any mutual fund.

R2 is a measurement out of 100 that shows the extent to which a portfolio’s movements can be explained by the benchmark's movements.

Standard deviation is a measure of volatility; it shows how broadly the Fund's returns have varied over a given time period.

Dynamic Fund Profile rendered at 2022-05-28 03:08:20 PM


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